Buyer Etiquette & Responsibility
Buyers have an obligation to represent honestly their skill level and intentions. Buyers who don’t take the time and trouble to learn good horsemanship ruin good horses quickly. Remember no horse is ever “finished.” They are sensitive creatures that continue to learn new behaviors throughout their lives. A novice horse person will “undo” professional training in a matter of minutes. At Hammer Horses we don't want to sell you an unsuitable horse. Help us-help you with accurate representation of your riding limits, experience and goals. If a horse’s price is more than you want to spend, ask whether it’s negotiable before you make an appointment. If the answer is no, there's no point wasting each other's time. The turnover rate for sales at Hammer Horses is very rapid due to the pricing structure. Please wait to inquire until you are ready to acquire a horse rather than just beginning to shop. Otherwise inquisition is pointless and the horses you inquire about will likely be sold before you have a chance to see or consider them. If you need to sell your existing horse before acquiring a new one, please address that issue first. If you are serious about one of our horses consider putting a deposit to hold or buy yourself first right of refusal to avoid the heartache of finding out your ideal horse has sold out from under you. This seems to happen way too often and can be heartbreaking for the seller too if the more appropriate or worthy prospective owner misses their chance. Another important realization is that our horse prices can increase every month in direct proportion to the cost of training. Expect that the horse will perform better for the trainer it has bonded to than will be the case with you. Subtle differences in riding technique produce very different responses from the horse. It may just be a matter of time and a little professional help before you and your new horse become a team, do not expect it immediately, they are live animals.
Vet exams prior to purchase are always welcome. We have nothing to hide, and buyers are welcome to have horses tested for anything they want and x-rayed from one end to the other if they wish, at the buyers expense. All Vet exams, Vet Work, Farm calls/Trip charges, Coggins Tests, Health Certificates, or other vet expenses are at buyer's expense.
All deposits are non-refundable, unless death or injury occurs before time of pick up on a horse.
Deposits are required to hold/reserve a horse and go towards the purchase price! If we have not recieved money the horse is considered for sale. We accept visa through Paypal services (you don't have to be a member to send money through paypal) We also accept cashier checks and certified checks and money orders, we also require all checks be mailed certified mail with a tracking number so we can verify payment being sent before we will take a horse off the market.
Equine Insurance: When using a transporter, sending a horse to a trainer, or boarding a horse somewhere whether it be our service or another professional, we highly suggest getting a insurance policy for coverage. I have provided a list below of the ones that come recommended to me. The first one is the one I use and they charge about $30 per thousand (for example a $5000 horse can get a years worth of coverage for $163+/-). Basic coverage includes Mortality/Theft and 3k+/- towards Colic Surgery. Major medical is also an option, but will run you much more:
Buyers have an obligation to represent honestly their skill level and intentions. Buyers who don’t take the time and trouble to learn good horsemanship ruin good horses quickly. Remember no horse is ever “finished.” They are sensitive creatures that continue to learn new behaviors throughout their lives. A novice horse person will “undo” professional training in a matter of minutes. At Hammer Horses we don't want to sell you an unsuitable horse. Help us-help you with accurate representation of your riding limits, experience and goals. If a horse’s price is more than you want to spend, ask whether it’s negotiable before you make an appointment. If the answer is no, there's no point wasting each other's time. The turnover rate for sales at Hammer Horses is very rapid due to the pricing structure. Please wait to inquire until you are ready to acquire a horse rather than just beginning to shop. Otherwise inquisition is pointless and the horses you inquire about will likely be sold before you have a chance to see or consider them. If you need to sell your existing horse before acquiring a new one, please address that issue first. If you are serious about one of our horses consider putting a deposit to hold or buy yourself first right of refusal to avoid the heartache of finding out your ideal horse has sold out from under you. This seems to happen way too often and can be heartbreaking for the seller too if the more appropriate or worthy prospective owner misses their chance. Another important realization is that our horse prices can increase every month in direct proportion to the cost of training. Expect that the horse will perform better for the trainer it has bonded to than will be the case with you. Subtle differences in riding technique produce very different responses from the horse. It may just be a matter of time and a little professional help before you and your new horse become a team, do not expect it immediately, they are live animals.
Vet exams prior to purchase are always welcome. We have nothing to hide, and buyers are welcome to have horses tested for anything they want and x-rayed from one end to the other if they wish, at the buyers expense. All Vet exams, Vet Work, Farm calls/Trip charges, Coggins Tests, Health Certificates, or other vet expenses are at buyer's expense.
All deposits are non-refundable, unless death or injury occurs before time of pick up on a horse.
Deposits are required to hold/reserve a horse and go towards the purchase price! If we have not recieved money the horse is considered for sale. We accept visa through Paypal services (you don't have to be a member to send money through paypal) We also accept cashier checks and certified checks and money orders, we also require all checks be mailed certified mail with a tracking number so we can verify payment being sent before we will take a horse off the market.
Equine Insurance: When using a transporter, sending a horse to a trainer, or boarding a horse somewhere whether it be our service or another professional, we highly suggest getting a insurance policy for coverage. I have provided a list below of the ones that come recommended to me. The first one is the one I use and they charge about $30 per thousand (for example a $5000 horse can get a years worth of coverage for $163+/-). Basic coverage includes Mortality/Theft and 3k+/- towards Colic Surgery. Major medical is also an option, but will run you much more:
- Prairie State Insurance - My notes, 2nd cheapest rates. 3 ppl I know filed claims and they were paid! (800) 627-4677
- Jarvis Insurance - My notes, cheapest rates! (440) 248-5330
- EQ Group/Allen Insurance - (800) 874-9191
- Star Insurance - (877) 827-4480